Product Summary	Genie Standard	Genie Premium	Genie Equity ( L O C )	Genie Quick Doc	Genie Lo Doc 70%	Genie Business 80%	Genie Special Lending 90%	Genie Non Conforming
Star Ratings				N/A	N/A	N/A	N/A	N/A
Min Loan Amount	$30,000	$30,000	$30,000	$50,000	$50,000	$50,000	$50,000	$50,000
Max Loan Amount	$2,500,000	$1,500,000	$1,000,000	$1,000,000	$1,500,000	$1,500,000	$3,500,000	$3,500,000
Term of Loan	40 years	40 years	15 years	30 years	30 years	30 years	30 years	30 years
Min/Max Loan Amount And LVR	97% $600K 90%$1M 80%$2M 70%$2.5M	97% $600K 90%$1M 80%1.5M	90% to $1M (Prime) 80% to $750K (LoDoc80) 70% to $1M (LoDoc70)	70% $750K	70% $1.5M	80% $1.5M	90% $1,0M 85% $1,250M 80$1,500M 75% $2,00M 60% $3,500M	90% $1,00M 85%$1.250M 80%$1.500M 70%$2.00M
Principal & Interest Or Interest Only	P&I 2,3,5, years	P&I 2,3,5, years	Interest Only	P&I 2,3,5, years	P&I 2,3,5, years	P&I 2,3,5, years	P&I 2,3,5, years	P&I 2,3,5, years
Split option available
Additional repayments
Redraw facility available
Application Fee	$590.00	$590.00	$590.00	$990.00	$790.00	$790.00	$990.00	$990.00
Lump sum repayments allowed
Mortgage portable
100% offset available
Deferred Admin Fee Years	1.70% 1st 3rd 1.40% 4th 1.10% 5th year	1.70% 1st 3rd 1.40% 4th 1.10% 5th year	1.70% 1st 3rd 1.40% 4th 1.10% 5th year	1.90% 1st 3rd 1.60% 4th 1.30% 5th year	1.90% 1st 3rd 1.60% 4th 1.30% 5th year	1.90% 1st 3rd 1.60% 4th 1.30% 5th year	3.5% 1st 2.5% 2nd 1.5% 3rd	1st 3.50% 2nd 2.50% 3rd 1.50% 4th 0.50%
Payment frequencies	W / F/ M	W / F/ M	W / F/ M	W / F/ M	W / F/ M	W / F/ M	W / F/ M	W / F/ M
Available first Home buyers only

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