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| Issue Date 10/03/2008 |
COMPARISON RATE SCHEDULE |
|
| Product |
Genie Rescue Rate |
Genie Premium |
Genie Standard |
Fixed 2 Years |
Fixed 3 Years |
Fixed 5 Years |
Fast doc/NoDoc Up 80% |
Genie Business 80% |
Genie Commercial |
Non Conforming Up To 90% |
Genie Construction |
| |
|
Annual Percentage Rate (per annum) |
|
|
|
|
| Standard / Initial Rate |
7.86% |
8.95% |
9.15% |
9.49% |
9.20% |
9.20% |
9.40% |
9.40% |
8.75% |
10.85% |
9.15% |
| Subsequent Rate |
8.84% |
|
|
8.95% |
8.95% |
8.95% |
|
|
|
|
9.15% |
| |
|
Comparison Rate (per annum) |
|
|
|
|
| Loan Amount (Secured) |
Term |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
| $30,000 |
5 years |
10.218% |
12.387% |
10.607% |
10.766% |
10.621% |
10.657% |
10.857% |
10.857% |
10.19% |
12.07% |
10.607% |
| $50,000 |
7 years |
9.308% |
10.669% |
9.773% |
9.856% |
9.749% |
9.805% |
10.023% |
10.023% |
9.39% |
11.39% |
9.773% |
| $70,000 |
25 years |
8.906% |
9.640% |
9.297% |
9.217% |
9.176% |
9.217% |
9.548% |
9.548% |
8.92% |
11.01% |
9.297% |
| $100,000 |
25 years |
8.852% |
9.433% |
9.253% |
9.173% |
9.132% |
9.173% |
9.504% |
9.504% |
8.87% |
10.96% |
9.253% |
| $130,000 |
25 years |
8.823% |
9.321% |
9.229% |
9.149% |
9.108% |
9.149% |
9.480% |
9.480% |
8.84% |
10.94% |
9.229% |
| $150,000 |
25 years |
8.810% |
9.272% |
9.218% |
9.138% |
9.097% |
9.138% |
9.469% |
9.469% |
8.83% |
10.92% |
9.218% |
| $200,000 |
25 years |
8.790% |
9.191% |
9.201% |
9.121% |
9.080% |
9.121% |
9.452% |
9.452% |
8.81% |
10.91% |
9.201% |
| $225,000 |
25 years |
8.783% |
9.165% |
9.195% |
9.115% |
9.075% |
9.115% |
9.446% |
9.446% |
8.80% |
10.90% |
9.195% |
| $250,000 |
25 years |
8.777% |
9.143% |
9.191% |
9.111% |
9.070% |
9.111% |
9.441% |
9.441% |
8.80% |
10.90% |
9.191% |
| $275,000 |
30 years |
8.778% |
9.115% |
9.183% |
9.093% |
9.056% |
9.094% |
9.434% |
9.434% |
8.79% |
10.89% |
9.183% |
| $300,000 |
30 years |
8.775% |
9.101% |
9.181% |
9.091% |
9.053% |
9.091% |
9.431% |
9.431% |
8.79% |
10.88% |
9.181% |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.