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| Issue Date 10/03/2008 |
COMPARISON RATE SCHEDULE |
|
| Product |
Genie Honeymoon |
Genie Standard |
Fixed 1 Year |
Fixed 2 Years |
Fixed 3 Years |
Fixed 5 Years |
Fast doc/NoDoc Up 80% |
Genie Business 80% |
Genie Commercial |
Non Conforming Up To 90% |
Genie Construction |
| |
|
Annual Percentage Rate (per annum) |
|
|
|
|
| Standard / Initial Rate |
4.46% |
5.55% |
5.12% |
5.26% |
5.57% |
6.20% |
6.67% |
7.42% |
6.79% |
8.85% |
6.75% |
| Subsequent Rate |
5.44% |
|
Core Rate |
Core Rate |
Core Rate |
Core Rate |
|
|
|
|
Core Rate |
| |
|
Comparison Rate (per annum) |
|
|
|
|
| Loan Amount (Secured) |
Term |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
$300,000 |
| $30,000 |
5 years |
7.38% |
7.38% |
0.00% |
0.00% |
0.00% |
0.00% |
8.55% |
8.55% |
10.19% |
12.07% |
7.78% |
| $50,000 |
7 years |
6.92% |
6.92% |
0.00% |
0.00% |
0.00% |
0.00% |
7.92% |
7.92% |
9.39% |
11.39% |
7.13% |
| $70,000 |
25 years |
6.64% |
6.64% |
0.00% |
0.00% |
0.00% |
0.00% |
7.55% |
7.55% |
8.92% |
11.01% |
6.71% |
| $100,000 |
25 years |
6.61% |
6.61% |
0.00% |
0.00% |
0.00% |
0.00% |
7.51% |
7.51% |
8.87% |
10.96% |
6.67% |
| $130,000 |
25 years |
6.60% |
6.60% |
0.00% |
0.00% |
0.00% |
0.00% |
7.49% |
7.49% |
8.84% |
10.94% |
6.65% |
| $150,000 |
25 years |
6.59% |
6.59% |
0.00% |
0.00% |
0.00% |
0.00% |
7.48% |
7.48% |
8.83% |
10.92% |
6.64% |
| $200,000 |
25 years |
6.58% |
6.58% |
0.00% |
0.00% |
0.00% |
0.00% |
7.47% |
7.47% |
8.81% |
10.91% |
6.64% |
| $225,000 |
25 years |
6.57% |
6.57% |
0.00% |
0.00% |
0.00% |
0.00% |
7.46% |
7.46% |
8.80% |
10.90% |
6.63% |
| $250,000 |
25 years |
6.57% |
6.57% |
0.00% |
0.00% |
0.00% |
0.00% |
7.45% |
7.45% |
8.80% |
10.90% |
6.62% |
| $275,000 |
30 years |
6.57% |
6.57% |
0.00% |
0.00% |
0.00% |
0.00% |
7.45% |
7.45% |
8.79% |
10.89% |
6.61% |
| $300,000 |
30 years |
6.56% |
6.56% |
0.00% |
0.00% |
0.00% |
0.00% |
7.44% |
7.44% |
8.79% |
10.88% |
6.60% |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: the fixed interest rates will not be confirmed to the borrower until the date is fixed, which is usually the day of settlement, the rate are INDICATIVE RATE ONLY and are subject to change at any time.