RESIDENTIAL MORTGAGES

Contact Genie Home Loans Product Specialists on 1300 643 643 to find out what product bests suits you - As you already know there is a lot of products in the market the hard thing is to find the right product that suits you.

Below is a brief overview of our Residential loans here at Genie. For further information regarding each loan, please click on the related links or call us on 1300 643 643.

With any non conforming products please contact us

100% Loan Purchase owner-occupier or investment property. This loan facility is available to individual borrowers (salaried or self-employed). Companies and Trusts are ineligible to apply.
Premium Owner occupied or investment property purchases, re-financing existing residential or investment or business loans. (Available on all Loans excluding Construction Loans).
Standard Owner occupied or investment property purchases, re-financing existing residential or investment or business loans.
Equity This facility is similar to an overdraft facility or credit card account, except that both principal and interest are repaid over time in regular instalments.
Fixed Owner occupied or investment property purchases, re-financing existing residential or investment or business loans.
Fastdoc 65 Owner occupied or investment property purchases, re-financing existing residential or investment or business loans.
Business 80 Owner occupied or investment property purchases, re-financing existing residential or investment or business loans.
Non Residence Investment property purchases, re-financing existing investment loans.
Discount Variable A flexible loan with a very competitive discount variable rate for the first 12 months. Features extensive product flexibility to meet the needs of customers seeking variable rate finance. This must be fully drawn down at settlement.
Construction Construct or renovate owner occupied or investment properties.
80% No-Doc
90% Low Doc